What would you get after two rounds of intensive training on different topics? Information overload? Boredom? Migraine?

Earlier this evening, I was at the office. We had an introduction to the basic “two-line” method in understanding the importance of having insurance. Purely elementary method to help clients understand better the differences and consequences of saving RM200 into the bank and setting aside RM200 for protection.

At 7:30pm, my instruction to the world of unit trust continued. Our Agency Manager and two other fellow UTCs gathered at my place. Our aim was to better understand our products to make recommendations to clients. My PMB Agency Manager liken our role as “financial doctors”. Our aim is to assist our clients in addressing symptoms in their cash flow and income so that they may achieve their financial goals better.

Bringing Together 14 Years of Personal Finance Education

I shocked myself: I was 14 when I first picked up a personal finance book. Back then my father was a unit trust consultant (UTC) for a local fund house – CMS Trust. Rich Dad, Poor Dad by Robert Kiyosaki. Since then, I religiously read his subsequent books: Cashflow Quadrant, Rich Dad’s Guide to Investing, Retire Young Retire Rich, and two more books in the series. All in all fourteen years have past.

Besides reading the books, I am also a client to the two personal finance solutions I am representing. My first mutual fund is Amanah Saham Bumiputera (ASB) which I opened back in 2008. Before that, I invested in the BSN Bonds. After ASB, I invested in Amanah Hartanah Bumiputera in December 2010. Today, I hold 200,000 units in ASB.

Last year, I started my relationship with Public Mutual Berhad. The two funds I pooled RM10,000 and RM15,000 into are Public Strategic Small Camp Find (PSSCF) and Public Focus Select Fund (PFSF) respectively.

Since February 2007, I am a loyal client of Prudential Assurance Malaysia Berhad. I subscribe to their PruHealth Assist Plan (RM169). In April 2013, I added two more plans: PruMultiple Crisis Coverage (RM100) and PruLink One (RM89).

My confidence in the two companies lead me to where I am today. I enjoy the benefits of being a client. Therefore I come to share the benefits with people who need it. Taking it one step further, I see myself as a personal and SME financial planning consultant.

What do I do? I help businesses and individuals optimise their protection and cash flow. My real business is I get to help and encourage people.

Never-Ending Pursuit of Success

Success mean different things to different persons. For me, being able to help people to the best of my ability so they may realise their potential is my destination. Each time I realise that dream, I am successful.

In other words, I am constantly successful. How?

By writing this entry, updating this blog, when you find meaning or use for what you read, I am successful. You gain by being able to clarify queries you have in mind. You may even be able to address the questions. There I am being successful.

Yes, I would like to see my own dreams in my vision board materialise. It is a bonus that I gain by doing my real business and growing in my career.

So what about you?