Category: Personal Finance

Entrepreneurship & Business Join the Top Ten-Percent Lifestyle & Travel Personal Finance Reflections
March 21, 2016

Why do you want to work for someone else?

In February 2016, I joined a social media analysis company based in the Klang Valley as their Associate Director (Business Development & Project Delivery). First, I have to thank my Aunt who forwarded my résumé to my current company in January. I should remark that the interview-hire process was the fastest in my life – all in all it took a week between the first […]

Join the Top Ten-Percent Personal Finance Reflections
June 7, 2014

What is money?

In my view, money is not an object. Yes, it is the currency that we use. But more importantly, to me, it is a concept. In my line, I help people be financially successful. This means helping them make more money passively. But money is a concept, not an object. Not for its material value, but its personal representation Money is Trust When you buy […]

Personal Finance
May 25, 2014

Price Alone Isn’t An Indicator to Successful Investment

“Aiyoh! Why the price falls? I scared!” You are not alone. Each day we hear news of economic uncertainty. Of market busts and booms. In a newspaper – I read The Edge Weekly – you can find mixed messages. But many people move according to price. Gold: Price Driven Mistake One point of time, the price of gold saw an increase. Between 2004 and 2012, […]

Personal Finance
May 23, 2014

Begin Your Financial Planning Know Where You Are

LEGAL DISCLAIMER: What you find in this entry, and this blog, are opinions of Aldric Tinker based on observation, reading, research and experimentation. The author ensures the accuracy of the information at the time of writing, but it is not a definitive guide; so the author cannot and will not assume any liability for the consequences of adopting these opinions. As a consumer and investor, […]

Personal Finance
May 22, 2014

Read this BEFORE You Buy A Financial Product!

LEGAL DISCLAIMER: What you find in this entry, and this blog, are opinions of Aldric Tinker based on observation, reading, research and experimentation. The author ensures the accuracy of the information at the time of writing, but it is not a definitive guide; so the author cannot and will not assume any liability for the consequences of adopting these opinions. As a consumer and investor, […]

Life Insurance Personal Finance
April 4, 2014

What Insurance Are You Paying For? – Basic Policies

Life insurance comes with two different types of policies: Basic Policy Rider Policy Basic Policies When you sign up for a plan, your life insurance must include a basic policy. Otherwise there is no insurance to begin with. You can’t buy a car without its body and straight away drive it on the road now, can you? Basic policy cover three different areas. These areas, […]

Personal Finance
April 3, 2014

Do You Know Your Insurance Plan? Knowing the Two Classes

Insurance is an interesting product. Now more and more people are buying it. And many have bought it without them realising it! Basically insurance comes in two classes: Life insurance – Protection of the life and limb of the assured General insurance – Protection of property, businesses and enterprises. General Insurance The most common general insurance in Malaysia is the motor/vehicle insurance. A car owner […]

Personal Finance
April 2, 2014

How Much Insurance is Enough?

This afternoon I saw an interesting post on Facebook: Enough with the present insurance!! Don’t force people to buy. I already have one insurance plan. What insurance is there to add??? Ishhhhh Insurance is no doubt a heavy commitment. Every month you may spend from RM100 of your hard earned money! It’s not like you get to check into a hospital at will, right? What […]

Join the Top Ten-Percent Personal Finance Reflections
April 1, 2014

A Fruitful Evening

What would you get after two rounds of intensive training on different topics? Information overload? Boredom? Migraine? Earlier this evening, I was at the office. We had an introduction to the basic “two-line” method in understanding the importance of having insurance. Purely elementary method to help clients understand better the differences and consequences of saving RM200 into the bank and setting aside RM200 for protection. […]

Join the Top Ten-Percent Personal Finance
March 30, 2014

If you suffer a heart attach within the next hour, are you and your loved ones well equipped?

Randomly in the next 60 minutes, you suffer a heart attack and collapse. Can you afford it? Can your loved ones afford it? Are they taken care of? In the last couple of weeks, we have been shaken by many incidents which reminds us of how fragile our lives are. Families are greatly affected by their spouse’s, children’s, mother’s, or father’s death. Sitting in the […]